RENOVATION LOANS
Finance Your Transformation
Get fast, flexible financing for your next real estate investment project. Our renovation loans and fix and flip loans provide the capital needed to acquire, renovate, and sell investment properties. Close quickly, fund renovation costs, and complete projects efficiently while preserving cash flow and maximizing returns.
Finance Purchase + Renovation Costs
Close in as Few as 10 Business Days
Fast Draw Processing
Available Nationwide
FIX AND FLIP LOAN TERMS
Flexible Financing
Built for Investors
We can fund up to 85% of the total project costs for properties needing renovation, including purchase price and construction costs.
85%
MAX LTC
$100,000
MIN ARV
$75,000
MIN LOAN AMOUNT
Property Types:
All Residential (single, multi-family, or mixed-use properties)
Term: 6, 9, or 12 months, with longer terms available
Occupancy:
Non-Owner Occupied
Location: See Map Below
SUCCESS STORIES
See the Impact
See how real estate investors like you have leveraged Barnett REI Finance to scale their fix-and-flip businesses. Our case studies highlight successful projects, creative financing solutions, and real results that show the power of working with a trusted private lender. Explore the stories and get inspired for your next investment.
Featured Project:
Chicago, IL Fix & Flip
Purchase Price: $272,000
Construction Costs: $30,000
ARV:
$440,000
Where We Lend
We provide renovation loan financing across most of the United States. Check the map below to see where we lend.
We Lend to 1-4 Unit Residential Properties, 5+ Multifamily,
Mixed Use Building, Commercial
1-4 Unit Residential Properties
We Don’t Lend in These States
See if Your Deal Is a Fit
Get in touch with our team to discuss your project and financing needs
FREQUENTLY ASKED QUESTIONS
What You Need to Know
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A renovation loan provides financing for both the purchase and improvement of an investment property. These loans are commonly used by real estate investors for fix and flip projects, value-add renovations, and property repositioning.
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Renovation loan proceeds can be used to finance the purchase of an investment property as well as eligible renovation and construction costs associated with the project.
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Loan amounts vary based on the property, project scope, and market. Barnett REI Finance offers financing up to 85% of total project costs for qualified renovation projects.
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We can close in as few as 10 business days from receipt of a complete loan package, helping investors move quickly on time-sensitive opportunities.
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We finance residential investment properties, including single-family homes, multifamily properties, and mixed-use buildings in approved markets.
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Yes. Barnett REI Finance provides renovation financing across much of the United States. Visit our lending map to see where we currently lend.
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We evaluate each project individually. While experience is always beneficial, first-time investors can also qualify depending on the strength of the project and overall loan profile.
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Renovation funds are disbursed through draws as work is completed. Our team works closely with borrowers throughout the project to help ensure a smooth and efficient funding process.
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ARV, or After Repair Value, is the estimated value of a property after renovations have been completed. ARV is an important factor in determining financing for renovation projects.
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Getting started is simple. Contact our team or submit your deal online, and we'll review the project and discuss financing options tailored to your investment strategy.